Being in a car accident is always stressful, whether it’s a minor bump or a serious crash.
One of the most important things you need to know is when to report the accident. In this post, we’ll explain why reporting a car accident is important and how the experienced Knoxville car wreck injury lawyers at The Law Offices of G. Turner Howard III and Associates can help you through the process.
If you’re in a car accident, there are several good reasons to report it:
It’s Required by Law
In Tennessee, you must report an accident if there’s significant property damage, injuries, or death. Failing to report an accident when required can lead to legal trouble, such as fines or even criminal charges. For example, if your car accident caused more than $1,500 in damages or someone was hurt, you need to file a report with the police.
It Helps with Insurance Claims
Reporting the accident to the police helps create an official record, which is vital for making an insurance claim. Without a police report, your insurance company might deny your claim or offer less compensation. Even if the damage seems minor, like a dent in your car, it’s better to report it so you have proof when filing a claim.
It Protects Your Legal Rights
If the accident turns into a legal dispute, having an official report can be a crucial piece of evidence. For example, if the other driver denies fault or the insurance company refuses to pay, the police report can help show what really happened.
Here are some specific situations when reporting a car accident is necessary:
If There Are Injuries
If anyone is hurt, including yourself or a passenger, call the police and file a report. This ensures that the injuries are documented, which can be important for medical claims later.
If There Is Significant Property Damage
Even if no one is hurt, accidents that cause a lot of damage need to be reported. In Tennessee, you’re required to report accidents where the damage exceeds $1,500.
If the Other Driver Is Uncooperative
If the other driver refuses to provide insurance information or blames you for the accident, having a police report can help clear up any confusion.
If you’ve been injured in a car accident, having an experienced lawyer on your side can make a huge difference. Here’s how our Knoxville car accident lawyers can help you:
Experienced Legal Advice
After a car accident, it can be hard to know what to do next. A car wreck injury lawyer can guide you on how to handle the situation, including whether you need to report the accident and how to gather the right evidence.
Negotiating with Insurance Companies
Insurance companies often try to settle for less than you deserve. A lawyer can negotiate with them on your behalf, ensuring you get fair compensation for your medical bills, lost wages, and vehicle repairs. For example, if the insurance company tries to downplay your injuries, your lawyer can use medical records and the police report to prove your case.
Filing a Lawsuit if Necessary
If negotiations with the insurance company don’t go well, your lawyer can help you file a lawsuit and represent you in court. Having legal support can make the process less overwhelming, and your lawyer will fight to get you the compensation you’re entitled to.
If you’ve been in a car accident, don’t wait to get legal help. Contact The Law Offices of G. Turner Howard III and Associates today for a free consultation with our Knoxville car wreck injury lawyers. Let us handle the rest so you can focus on your recovery. Schedule your consultation now.
