FAQ | The Law Offices of G Turner Howard III

FAQ

The insurance claims and legal process regarding car wrecks or other accidents in Tennessee can be complicated. Knowledge is your resource for the best possible outcome. This may be your only opportunity for justice. Contact the law offices of G. Turner Howard III as soon as possible to give us the best opportunity to help you. Please use the FAQ below as a resource to help you with any questions you may have.

General

What information should I gather at the scene of the accident?

If you feel healthy enough to do so, we strongly encourage accident victims to collect the following information:

  • Personal information from the other driver, including full name, address, phone number and insurance information.
  • Details about the accident, including the exact time and location and weather conditions.
  • Witness accounts and contact information.
  • Photographs to fully document vehicle and property damage, injuries, and road conditions.


Please note that an experienced car wreck attorney may be able to better document your accident in a manner that supports your case, so contact us as soon possible if you need professional assistance.

Should I contact my insurance company and what should I tell them about my accident?

Yes. Simply state you were in an accident. Keep your comments to a minimum. Dealing with insurance companies – even your own – after a car wreck or motorcycle accident can be very complicated. Insurance companies may try to pay injury victims as little as possible and may use comments you make to justify paying you less. An experienced attorney knows how to handle the conversation with insurance companies and can fight for you.

What if the driver who caused my Tennessee car accident denies any wrongdoing?

Don’t try to debate the driver at the scene of your accident. Don’t say anything. Your statements – whether verbal or written – could be used against you by insurance companies determined to pay injury victims as little as possible. Simply wait for the police to arrive and let them handle the accident investigation.

Should I talk to insurance company officials if they contact me about my accident?

No. If someone from the insurance company representing the other driver contacts you, politely refuse to answer any questions. Anything you say could be used against you. Simply tell the insurance adjuster or investigator to contact us. We know how to deal directly with insurance companies and get injury victims the compensation they deserve.

Should I call for emergency medical help if I don’t feel hurt after my car accident?

Yes. Don’t try to diagnose yourself. Even if you don’t feel injured, you could have serious, life-threatening internal injury. Have a doctor, Emergency Medical Technician (EMT) or another medical professional examine you as soon as possible after your accident.

How do I read the Tennessee Auto Accident Report?

Every detail matters on your accident report. Pay close attention to the accuracy and completeness of this document and be sure to set the record straight as soon as you notice any item that you feel is misleading or inaccurate. We have decades of experience in reading these reports and correcting them as needed. Come by our office for a case review.

Page 1: Personal information and an injury code. Pay close attention to the injury code information, which is coded from 0 to 4. Insurance companies carefully review these codes. Make sure you agree with them. If you don’t, contact us. We can help set the record straight.

Page 2: Common causes of motor vehicle or other accidents including Driver Factors that may site “Apparently Asleep,” “Reckless or Negligent Driving,” “Speed Too Fast” and “Using Telephone, Two-Way Radio.”

Page 3: Passengers and other people not driving either vehicle injured or involved in your accident which includes passengers, pedestrians, cyclists and people using wheelchairs. Pedestrian and bicycle accidents often result in serious, life-threatening injuries.

Page 4: The diagram of your accident which is closely reviewed by insurance company investigators and can play a big role in your being I fairly compensated for medical bills, lost income, property damage and other expenses. Make special note of the answers the inspecting officer marked in the sections marked “Vehicle Defects,” “Estimated Damage” and “Traffic way Hazards.” You should too.

Page 5: Police officers investigating accidents involving trucks or buses must complete this page. Trucks can include delivery trucks, 18-wheeler, semi-trucks and tanker trucks. Make note the answers given for the “Hazardous Material Information” section. The “Carrier Information” section also contains important facts about the exact location and contact information for the trucking company, something that can be hard to find in some cases.

Page 6: The final page in the accident report provides space for the investigating police officer to provide a large, rough sketch of the accident and a detailed narrative of exactly what happened. These items might seem straightforward. But a skilled insurance investigator will look for the smallest details on this page to justify paying you as little as possible after your accident. Level the playing field. Contact us. Insurance companies don’t intimidate us. We know how to negotiate with them and we have the case results to prove it. Expect more. Contact the G. Turner Howard III, Attorney at Law today. We proudly serve injury victims in Knoxville and throughout Tennessee.

Should I contact my insurance company and what should I tell them?

Yes. Simply state you were in a accident. Keep your comments to a minimum. Dealing with insurance companies – even your own – after a car wreck or motorcycle accident can be very complicated. Insurance companies may try to pay injury victims as little as possible and may use comments you make to justify paying you less. An experienced attorney knows how to handle the conversation with insurance companies and can fight for you.

Auto Accidents

Should I call the police if I’m involved in an auto accident in Tennessee?

Yes. Call 911 and ask the dispatcher to send a police officer to investigate your car accident. Having a police officer there will create an official accident report, a document that can be critical when it comes to obtaining compensation for your car accident.

What should I do if I’m a victim of a hit-and-run car accident in Tennessee?

Do not follow the hit-and-run driver. You could put yourself at risk. Contact the police. Write down details about the other vehicle, the color and type of car and license plate number. Note details about damage to other vehicle. Contact the law offices of G. Turner Howard III. We have years of experience successfully handling hit-and-run car accidents in Tennessee. We know what evidence to look for and we know how to get results.


Can I negotiate with insurance companies for more money for my car accident?

Yes. Insurance companies often make lowball offers to injury victims after a car accident. Insurance companies do this because they know most injury victims simply want to resolve their case as soon as possible. Such a strategy can be extremely risky since you probably won’t know the true cost of your accident for several weeks or months. Call Personal Injury Attorney, G. Turner Howard III. Insurance companies don’t scare us. We know how to negotiate with them and we have the case results to prove it.


Who investigates auto accidents in Tennessee?

Depending on the circumstances surrounding your car accident, several different agencies investigate car accidents in Tennessee:

  • Local police
  • Tennessee Highway Patrol
  • Local District Attorney’s office
  • Insurance company investigators

Make sure you have someone on your side looking out for your best interests. Contact Knoxville car accident lawyer G. Turner Howard III and put the power of an experienced attorney to work for you

What if the other driver who caused by car accident doesn’t have auto insurance?

Car insurance is mandatory in Tennessee. If the driver who caused your accident doesn’t have insurance, tell the police when you call them. Also tell us when you contact Law Offices of G. Turner Howard III. We know how to take legal action against uninsured drivers and your insurance company to make sure you receive the compensation you rightfully deserve. You have options. We can help.

What are common causes of car accidents in Tennessee?

Car accidents in Tennessee happen for many reasons. Some of the common causes of auto accidents we deal with include drivers who are speeding or reckless, drivers who are distracted by texting, and asleep at the wheel drivers.


What are common car accident injuries in Tennessee?

Auto accident victims often sustain serious or even life-threatening injuries. Our Tennessee car accident attorneys know how devastating such accidents can be for families. That’s because we have dealt with many of the following car accident injuries and we know what you may expect in terms of medical and healthcare needs, financial implications and costs, and your recovery: Broken bones, Neck injuries, Back injuries, Head injuries, Brain trauma, and Spinal cord injuries.

Truck Accidents

What are my legal rights after an accident involving a semi-truck Tennessee?

If it can be established that the driver of a truck was fully or partially at fault for an accident, you may have grounds to file a lawsuit against that negligent party and perhaps other parties who bear responsibility. It’s important to know how and why your accident occurred and whether it involved factors that are specific to truck wreck claims, such as truck driver fatigue, overloaded cargo, tight delivery times, worn or under inflated tires or other causes which are of particular concern when they pertain to truck safety. An attorney experienced in truck accidents, like G. Turner Howard III, will help get to the bottom of the matter and help you with the complicated and sometimes intimidating insurance claims and legal process.

How can a lawyer help after I’ve been in a Tennessee truck accident?

The days, weeks and months following an accident can be difficult physically, emotionally and financially. You may need to pursue compensation for medical bills, lost wages from missing work, pain and suffering, and other damages. Insurance companies may try to delay or deny your claim. By retaining an experienced attorney, you will have someone who can fight for the compensation you need. At the Law Offices of G. Turner Howard, we can help by collecting and examining evidence, interviewing potential witnesses and negotiating with insurance companies after an accident.

What if I was partially at fault for my accident?

We recommend not admitting fault in an accident until after you speak with an attorney. The law is complicated, which is why it’s wise to seek the advice of legal counsel as soon as possible.

What damages can I recover if I’ve been hurt in a truck wreck?

The amount of damages, or compensation, you can recover will depend on the cause and circumstances of an accident. Typically, a variety of damages are recoverable in Tennessee truck accident cases. These include medical expenses and cost of future medical care, lost wages from missing work, loss of future earning capacity, damages for pain, suffering and emotional distress, and in some cases punitive damages, which are meant to punish drivers who acted with gross negligence or malicious intent.

Should I talk to insurance company officials if they contact me about my accident?

No. If someone from the insurance company representing the truck driver contacts you, politely refuse to answer any questions. Anything you say could be used against you. Simply tell the insurance investigator or adjuster to contact us. We know how to negotiate with insurance companies and deliver results, one case at a time.

Can I negotiate for more money for my truck accident?

Yes. Don’t let insurance companies dictate what happens to you after your accident. Take back control. Contact us. We know how to negotiate with insurance companies and we have the case results to prove it.

How much will a truck accident lawyer in Tennessee cost?

You pay nothing unless you win, because we work on a contingency fee basis. At the Law Offices of G. Turner Howard III, we also offer all potential clients a free case evaluation. Whatever you financial situation might be, you can afford to hire an experienced attorney.

Motorcycle Accidents

What are common causes of motorcycle accidents in Tennessee?

Many drivers automatically blame motorcyclists for causing accidents involving other vehicles. The truth is often quite different. In many cases, many motorcycle accidents are caused by another driver. Some of common causes include:

  • Drivers who fail to see motorcyclists
  • Distracted drivers, including: Texting while driving accidents, Reckless driving, Speeding, Drunk driving, Tired driving
What information should I gather at my Tennessee motorcycle accident?

If you feel healthy enough, we strongly encourage motorcycle accident victims to take the following steps after a motorcycle accident:

  • Obtain personal information from the other driver, including: Driver’s name, Address, Phone number, Insurance information
  • Write down details about your motorcycle accident, including: Exact location of accident, Exact time of accident, Weather conditions
  • Take photographs of your motorcycle accident, especially: Damage to vehicles, Physical injuries to yourself, and Road conditions
  • Talk to witnesses
What are common motorcycle accident injuries in Tennessee?

Motorcycle accident victims often sustain serious or life-threatening injuries because motorcyclists have little or no protection from other vehicles. When a car or truck crashes into a motorcycle, the rider often sustains severe injuries, including back injuries, broken bones, head injuries, neck injuries, and spinal cord injuries.


Should I call the police if I’m involved in a motorcycle accident in Tennessee?

Yes. Insist that a police officer respond to your to your motorcycle accident. Make sure to also obtain the police officer’s name and the best phone number to reach him or her at. That way, you can obtain a copy of the police report for your motorcycle accident.

Should I see a doctor if I don’t feel injured after my motorcycle accident?

Yes. Your health could be at risk. Have a doctor, Emergency Medical Technician (EMT) or another medical professional examine you as soon as possible after your accident. You could have a serious internal injury and not even realize it.


What if the driver who caused my motorcycle accident denies any wrongdoing?

Don’t try to debate the driver at the scene of your accident. Anything you say could be used against you by insurance companies determined to pay injury victims as little as possible. Simply wait for the police to arrive and let them investigate your accident.


What should I do if I’m a victim of a hit-and-run motorcycle accident in Tennessee?

Do not follow the hit-and-run driver. Contact the police. Talk to witnesses if possible
Take photographs of your accident. Seek immediate medical attention. Contact us.


What if the other driver who caused by motorcycle accident doesn’t have insurance?

Auto and motorcycle insurance is mandatory in Tennessee. If the driver who caused your accident doesn’t have insurance, tell the police immediately. It is against the law to drive in Tennessee without insurance. Then contact Law Offices of G. Turner Howard III. We know how to take legal action against uninsured drivers and make sure you receive the money you rightfully deserve. You have rights. We can fight for them.


Should I contact my insurance company after my Tennessee motorcycle accident?

Yes. Simply tell your insurance company you were in a motorcycle accident caused by another driver. Keep your comments to a minimum. Dealing with insurance companies – even your own – after a motorcycle accident can be very complicated. Remember, most insurance companies only care about one thing – paying injury victims as little as possible. That’s not right. That’s why we work so hard on every accident case.

Should I talk to insurance company officials if they contact me about my accident?

No. If someone from the insurance company representing the other driver contacts you, politely refuse to answer any questions. Anything you say could be used against you. Simply tell the insurance investigator or adjuster to contact us. We know how to negotiate with insurance companies and deliver results, one case at a time.


Can I negotiate for more money for my motorcycle accident?

Yes. Insurance companies often offer motorcycle accident victims far less than the true cost of their accident. Insurance companies do this because they know most injury victims simply want to quickly resolve their case. Don’t let insurance companies dictate what happens to you after your accident. Take back control. Contact us. We know how to negotiate with insurance companies and we have the case results to prove it.

Why should I hire Tennessee motorcycle accident attorney G. Turner Howard III?

Case results matter – and so do you. That’s why we work tirelessly on every motorcycle accident case we handle in Tennessee. We strongly believe injury victims should not have to suffer because of another driver’s reckless behavior.

As your accident attorney, we will take an aggressive approach right from the start, including:

  • Thoroughly investigating your motorcycle accident
  • Dealing directly with insurance companies
  • Filing a motorcycle accident lawsuit if necessary
  • Taking any other legal action if necessary

This may be your only chance to be fairly compensated for your motorcycle accident.

Put your trust in a law firm that puts your best interests first. Contact the Law Offices of G. Turner Howard III.

Bicycle Accidents

What information should I gather at my Tennessee bicycle accident?

If you feel healthy enough, we strongly encourage motorcycle accident victims to take the following steps after a bicycle accident:

  • Obtain personal information from the other driver, including: Driver’s name, Address, Phone number, Insurance information
  • Write down details about your motorcycle accident, including: Exact location of accident, Exact time of accident, Weather conditions
  • Take photographs of your motorcycle accident, especially: Damage to vehicles, Physical injuries to yourself, and Road conditions
  • Talk to witnesses
What are common causes of bicycle accidents in Tennessee?

Many drivers automatically blame bicycle for causing accidents involving other vehicles. The truth is often quite different. In many cases, many motorcycle accidents are caused by another driver. Some of common causes include:

  • Drivers who fail to see bicyclists
  • Distracted drivers, including: Texting while driving accidents, Reckless driving, Speeding, Drunk driving, Tired driving

Pedestrian Accidents

What are my legal rights after a pedestrian accident in Tennessee?

If it can be established that the driver of a car or truck was fully or partially at fault for an accident, you may have grounds to file a lawsuit against that negligent party. Tennessee law allows injury victims to pursue compensation from negligent individuals who cause accidents. It’s important to know how and why your accident occurred. Was the driver who hit you under the influence of alcohol? Was he or she texting, ignoring traffic signals or speeding? An attorney can help get to the bottom of the matter. If you suspect driver negligence contributed to your accident, contact us immediately.

How can a lawyer help after I’ve been in a Tennessee pedestrian accident?

The days, weeks and months following an accident can be difficult physically, emotionally and financially. You may need to pursue compensation for medical bills, lost wages from missing work, pain and suffering, and other damages. Insurance companies may try to delay or deny your claim. By retaining an experienced attorney, you will have someone who can fight for the compensation you need. At the Law Offices of G. Turner Howard, we can help by collecting and examining evidence, interviewing potential witnesses and negotiating with insurance companies after an accident.

What if I was partially at fault for my pedestrian accident?

Tennessee state law allows pedestrian accident victims to pursue compensation for their accident even when found to be partially at fault for an accident. We recommend not admitting fault in an accident until after you speak with an attorney. The law is complicated, which is why it’s wise to seek the advice of legal counsel as soon as possible. Call for a free consultation.

What damages can I recover if I’ve been hurt in a pedestrian accident?

The amount of damages, or compensation, you can recover will depend on the cause and circumstances of an accident. Typically, a variety of damages are recoverable in Tennessee pedestrian accident cases. These include medical expenses and cost of future medical care, lost wages from missing work, loss of future earning capacity, damages for pain, suffering and emotional distress, and in some cases punitive damages, which are meant to punish drivers who acted with gross negligence or malicious intent.

How much will a pedestrian accident lawyer in Tennessee cost?

You pay nothing unless you win, because we work on a contingency fee basis. At the Law Offices of G. Turner Howard III, we also offer all potential clients a free case evaluation. Whatever you financial situation might be, you can afford to hire an experienced attorney.